According to figures released by CBINSIGHTS, since the second half of 2016, the attention of artificial intelligence in a straight line trend growth, far more than big data and cloud computing, investment institutions to invest in artificial intelligence is beyond imagination, according to Goldman research about artificial intelligence, machine learning, and big data for the future economic benefits evaluation report on the development of the society, by 2025, in the financial industry alone can produce the value of $34 billion to $43 billion a year.China currently has more than 700 of the insurance agent, from such huge Numbers, still cannot completely replace the artificial intelligence agents in the short term, but artificial intelligence and health insurance has a very natural joint degrees, once put into application, will be to the pain points of traditional insurance for insurance institutions to bring new opportunities and new business growth space, especially change user common complaint against trouble, clause complex, difficult to claim, the price is high.Smart insurance consultant in the field of artificial intelligence, for example, can by big data, insurance model, combined with the artificial intelligence to help users to complete the process of buying insurance, insurance question by machine, completes the knowledge education, product selection, quotation and other issues, thus effectively avoid the subjective misleading, thereby reducing insurance disputes and harassment.As is known to all, Japan's electronics industry is very developed, often accompanied by artificial intelligence industry ahead, there are many Japanese insurance company has already begun to the artificial intelligence, including such an insurance company all staff together only 34 people, it is understood that the insurance company was officially opened on January artificial intelligence system, responsible for the adjustment of insurance business, the measure is expected to increase the working efficiency of 30%, and annual savings of about 140 million yen (RMB 8.31 million) wage costs.Now, the ai craze has also swept the domestic insurance industry. Faced with the rapid development of emerging technologies, more and more domestic insurance companies have gone from being ostracised to actively testing the water and are "crossing the river by feeling the stones" on the artificial intelligence road.Learned, including ping an insurance, China Life Insurance, PICC, Taikang Online, CPIC, New China Life Insurance, many insurance companies have been introducing artificial intelligence to the underwriting and customer service.Why artificial intelligence suddenly in insurance finance domain fire in recent years? After the outbreak of the Internet insurance industry in 2015, the industry began to become more calm and grounded in 2017.On the one hand, the players of the Internet are beginning to cut into "scene risks", hoping to keep more users.And on the other hand, traditional headed by ping an insurance giant after pain of transition from offline to online also began to get from the Internet to artificial intelligence, during the period of change may be even more than you imagine.In the past two years, the Internet insurance industry has witnessed the explosion. According to the data of CIRC released in 2016, our country has 117 insurance such as ping an health insurance agency to carry out Internet insurance business, achieve 234.797 billion yuan of written premium, 6.165 billion new Internet insurance business policy, accounting for 64.59% of the total quantity of the new policy.Internet players the "invasion" of traditional insurance industry, once thought to be the traditional insurance industry "subversion", especially when such licensed Internet ping an health insurance companies to enter this area, not only broke through the regional restrictions, to operate across the country, and Internet channels to reduce its operating costs and the cost of a guest."There is a huge demand for insurance, but insurance is hard to sell, and insurance is hard to buy," said Yin Ming, vice President of ant financial and President of insurance companies, in an internal email.It is this problem of "hard to sell" problem, which promotes the development of insurance technology in the insurance industry, which also leads to the development of the related artificial intelligence industry.Since it is the general trend, what is the development of artificial intelligence in China? "Machines will be smarter than humans, but machines won't rule humans because they don't have imagination and values," ma said at the 2016 cloud conference.Baidu world conference in 2016, the company's founder and CEO robin li, Baidu fully shows the "brain" of Baidu artificial intelligence, from his speech, image, natural language understanding and user portrait and so on four aspects elaborated the Baidu the ability of the brain. Among them, robin li, the scene shows the use of emotional speech synthesis technology of famous film star Leslie Cheung voice video, through the emotional speech synthesis technology and fans of the "dialogue" from a distance, shocked the audience, the audience call "awesome!"Baidu has announced a strategic partnership with China life, and the two sides will use their respective strengths to deepen cooperation on platforms, data and artificial intelligence. Of course, China life is not the first to "test water" artificial intelligence. As early as 2012, New China Life Insurance had used artificial intelligence technology system in its messaging and telephone interactive service platform, answering common counseling questions. In 2016, Zhongan Insurance, founded by the third horse, is the next city to promote the whole ecological informatization of insurance.Kai-Fu Lee worked in Google, Microsoft, apple and so on of the world's leading science and technology company as a global vice President, in his view, traditional enterprises, such as stock data, insurance, banking, all kinds of financial data is very rich, and is a very narrow area, without the understanding of the interdisciplinary, can quickly produce commercial value.To predict that as the data electronically degree deepening, relatively concentrated, and the industry of high data quality or will be the first reconstruction by artificial intelligence, machine help humans work and improve efficiency.Smart loss reduces "cat's greasy", an efficient after-sale claims close to homeWhat can you do in 7 minutes? In recent days, Ping An Life insurance has completed a claims case in seven minutes, and the quick order of the claim is a shock to Zhejiang customer Yang, who has yet to finish a cup of tea. In order to change the nuclear protection slow, the claim is difficult, many insurance companies try to use artificial intelligence technology "cure" this stubborn disease. For example, the Ping An life insurance launched "flash compensate" audit, using the latest technology to implement the intelligent of the background and conclusion issued by claims quickly, to ensure customer claims the results can be received within 30 minutes.First, pricing insurance products through data analysis to achieve customization.Secondly, the risk reduction is reduced through machine recognition. It is understood that the image recognition technology of ant financial service platform is one of the important applications of the nuclear compensation process, and the compensation link of its consumption insurance is more than 90% relying on the background technology to identify and determine. The more important link is the recognition of image similarity.Third, optimize business processes through technology to facilitate transactions. At present, some Internet insurance companies and third-party platforms are beginning to make the technology business an important piece. Such as the Ann insurance announced the formation of the independent technology company, focused on more cutting-edge technology, including block chain, artificial intelligence and big data, the platform including open platform and intelligent block chain, cut from the financial and medical health.Finally, the medical system structure is becoming more and more complicated, the information has been diversified, often lead to the patients due to the insufficient information and extra health care decisions, there is no actual curative effect, increase the unnecessary costs, using artificial intelligence technology, can guide the individuals and enterprises to make better health care decisions.Since artificial intelligence is so hot, why not accelerate the application of the insurance industry? Current insurance areas for exploration of artificial intelligence, but also faces some obstacles, especially the problem of data island: first of all, in health related health data, medical data is retained within the health care system, a small amount of accumulation in commercial medical company, sharing and circulation difficulties, it is difficult to systematically used for health insurance; Second, the insurance industry trade data interchange inefficient, a customer in different insurance company insured information, although there is some interaction between the peers, but the basic it is artificial, amount of data cannot meet the smart learning scenes. The shortage of talent is another sore point for the industry. Artificial intelligence (AI) as a new field, its itself is a variety of professional and technical field of composite, the difficulty is very high, very few professionals, and a third in the United States, understand insurance and interdisciplinary talents of artificial intelligence is scarcer. In addition, Lin Hongxiang believes that the insurance industry also faces a generally weak and under-investment in its IT foundation, and the overall lack of long-term evolution planning. "Especially for companies that are struggling to build information systems, when it comes to artificial intelligence, it's like building towers. "There is still a long way to go to realize intelligent risk control. But overall still that words, the future is bright, but road is tortuous. In the future, Believe that the combination of the development of artificial intelligence and the financial insurance industry, will surely have extraordinary spleen-dour, can not only benefit millions of professional underwriters, let your insurance to sell more efficient and more convenient, more can benefit thousands policy-holder, let your insurance to buy our products, claims more at ease. The insurance industry will be "good buy and sell" in the future!

Every single one of us can become a workaholic. Because each of us has a "slavish gene." "International herald Tribune reported a few days ago, the U.S. national institute of mental health of neurobiologist Barry Richmond, the leadership team on rhesus monkeys found a gene, called" D2 ", control" D2 "gene can completely change the animal temperament, let it willingly become slaves, and humans have the same gene. As a result, many media reports have reported that "human servility genes have been discovered, but people can make slaves and workaholics."The results of genetic research have been reported for some time. For example, individual IQ is controlled by genes, and genius is the result of genetic error. In addition, scientists have identified a range of genes related to diseases, homo***uality, alcoholism, risk-taking, violent crime and so on. In a word, we are all under the control of genes for the death of our children, the scolding of laughter, the lust for love, and the various interesting and uninteresting things that come with it.At present, the new gene editing techniques, the CRISPR (knockout), can cut a part of the "vicious" virus DNA, to cure cancer, rare and develop better drugs to treat human disease, genetic disease, and treatment of blindness, the eradication of HIV/AIDS; Even in human or embryonic period, the baby is not born with any congenital disease, by knockout.Modern medical research has shown that, with the exception of injuries, almost all diseases are genetically related. The relationship between genes and diseases, because there is no escape, so you can only find ways to understand more thoroughly, so that one day, complete control can be achieved. It is undeniable that the birth of gene screening technology seems to be the product of this era of rapid development of technology, but it is also an inevitable product of history.Arguably, there are three fundamental causes of illness:The acquired mutation of the gene;Interaction between normal genes and environment;Genetic defects Most diseases can be found in genes.Through its guidance on protein synthesis, genes determine that we absorb food, remove poisons from our bodies and respond to infection.There are more than four thousand types of genetic diseases that are inherited by either father or mother.The second type of disease is common, such as heart disease, diabetes, multiple cancers, and is the result of the interaction between multiple genes and a variety of environmental factors. Genetic testing can diagnose diseases and can be used to predict disease risk.The disease diagnosis is the gene detection technique to detect the genetic disease mutation gene.There are more than 1,000 genetic diseases that can be diagnosed by genetic testing. Predictive genetic testing USES genetic testing to detect the risk of disease before the onset of disease, early prevention or effective intervention.There are now more than 20 diseases that can be predicted with genetic testing. The genetic history of the disease family is caused by the genetic inheritance of disease susceptibility genes, so genetic testing can detect these genetic susceptibility genotypes, and in theory, the detection accuracy reaches 99.9999%. Currently, genetic testing can screen out diseases including:There are 31 malignant diseases: lung cancer, gastric cancer, rectal cancer, cervical cancer, etc. 18 types of cardiovascular diseases: hypertension, high cholesterol, coronary heart disease, myocardial infarction, etc. Metabolic and immune system disease 19 kinds: including periodontitis, chronic urticaria, allergic rhinitis, uremia, etc. Respiratory, digestive and urogenital diseases 17: including bronchial asthma, gallstones, chronic kidney disease, etc. 27 types of muscle, bone joint and neurologic diseases: including lumbar disc herniation, Parkinson's disease, etc. There are 12 types of ophthalmologic and dermatologic diseases: leprosy, vitiligo, etc. Psychiatric disorders include alcohol addiction, mania, dyslexia, schizophrenia, depression, etc.In terms of fighting cancer, the overall efficiency of chemotherapy is now 30 to 40 percent, and the efficiency can be increased to 80 percent through genetic testing.Molecular detection has revolutionised the treatment of cancer, and cancer treatment is starting to enter the new world of personalized treatment. Currently, in foreign countries, the U.S. food and drug administration (FDA) has forced the use of genetic tests such as EGFR and KRAS before taking the drug.Another authority, the NCCN, has included genetic testing of EGFR, KRAS, ERCC1, RRM1, and HER2 into cancer treatment guidelines.Recently, genetic testing industry the most eye-catching is consumption white-hot competition in the field of genetic testing, in early August, after just announced a complete round of 40 million B, 23 rubik's cube put a full set of genetic testing (Parentage genetic health) from 999 yuan to 499 yuan prices.Then, genetic testing and analysis platform WeGene a direct-to-consumer genetic testing of products at a draught from 999 yuan to 499 yuan, the reduction of malicious, cause render big Bob in the industry.But the issue of profitability is a big problem for these startups.Foreign countries can form a reference enterprise with 23andMe and so on.Currently 23 andme single product price of $99, for the price, Yin Ye, the president of Shenzhen Genomics Institute had told reporters, "23 andme product of $99 the price must be not make money, for the majority of companies in China, the one thousand yuan’ fee, won't make money."But in fact, 23 andme is not to make money by selling products, but by the data, the choices of the 23 andme is will genetic data to large pharmaceutical companies, and even deeply involved in data analysis and treatment of technical cooperation in research and development.Earlier, Zhou kun did not respond directly to the profit model when asked by the 21st century economic herald.The company began experimenting with service products only when it had more than 300,000 users.After the number of users reached 1 million, the layout was officially started.For consumers, DNA screening results can predict certain diseases, especially those closely related to genetic mutations.But this is neither a clinical diagnosis nor a prediction of when. The question is:If I knew that I would have some kind of serious illness in the future, I would not be prepared for the sacrifice of the prevention meansIf I take a gene diagnosis, remove the "lesion" and pay the price, will I be able to get this severe disease one day?If I do not end up with this serious illness, what is the value of the earlier prevention?Is there a third way?The consumer's concern is no more than two, one is how to set up a "double insurance", the other is how to reduce unnecessary sacrifice. Therefore, the cooperation between health insurance companies and genetic testing companies has become a trend. Whether genetic testing the company's big data, can be provided to the health insurance companies in product design and pricing of scientific basis, or its precise service to consumers by binding relation, make in this era of "data is king", health insurance companies and genetic testing of the company's cooperation is more and more closely.As early as three or four years ago, there have been including Ping An life insurance, The Chinese insurance group, PICC, Taiping Life, Funde Sino Life made contact with genetic testing institutions such as insurance institutions, some agencies have reached a cooperation. But at the time this "buy insurance, get genetic testing" seems to be just the insurance industry and the early stages of genetic testing industry cooperation and contains a large amount of body information gene is a insurance for large database, the insurance company to identify risk, for accurate pricing.But the misuse of gene detection technology can also aggravate the adverse selection of insurance companies and customers.According to the negative aspects of the "double-edged sword" effect of the insurance company, the main problems are three:1.Health insurance companies are taking on more riskGenetic testing is that the benefits of the insurance company for the future risk of have a clear understanding, but if the future has a great chance to need to pay higher premiums, so how to design and pricing of insurance products, manage compensate link how to audit, can let the consumer to pay and can guarantee enterprise profit and word of mouth, will be a problem.2. Consumers' affordability and choice3. Genetic privacy, genetic discrimination and commercial insurance maximum integrity principle conflictSocial insurance is compulsory and is exempt from nuclear insurance. Therefore, the right to guarantee is guaranteed regardless of individual risk.However, commercial life insurance and health insurance carry out risk pricing, and insurance companies charge different premiums according to the degree of risk of the insured.Insurance company in order to maintain an actuarial pricing accurately, therefore, hope that there has been a genetic test for potential customers to open their genetic information, in order to decide whether to provide insurance and determine premium, "facts" in the commercial insurance underwriting requirements and genetic privacy conflict.Insurance company can provide customers with free genetic testing, predict the customer in the future the possibility of disease, early know do disease, early treatment, early treatment, increase the customers understanding of their own insurance and the risk of disease prevention, improve yourself the quality of life for them, and provide the professional reference, this also can lower the mortality and morbidity of clients, reduce claims of life insurance and health care costs, and so on. Since health insurance companies cooperation with genetic testing institutions inevitably is a double-edged sword, so how to do, to make to maximize play genetic testing technology benefits of health insurance?Stay tuned on October 25, 26, held in Beijing in the 2017 Asia Pacific health international summit, three themes: the technical environment, change the traditional ecological science and technology innovation mode, reduce the comprehensive cost of the health insurance companies "of the" health insurance enterprise combining case analysis, genetic screening technology"

December 16th to 18, Wuhan antique city living room opened the first anniversary of the Wuhan antique city living room will be held the first "Hubei Chinese Antique Art Expo Chinese Folk Art Award (Hubei) awards". Then, from all over the country to the antique market, traditional craft master, antique experts will gather in Wuhan antique city living room, antique cultural exchange achievements, experience and Countermeasures to the prosperity of the antique market.The event by the National Federation of folk art chamber of Commerce, Wuhan living room co sponsored, Wuhan living room Antique City contractors. The National Federation of industry and Commerce and the State Administration of cultural heritage, the famous cultural relics related to leadership expert Deng Dingsan, the famous calligrapher Wu Zhenqi and many folk art masters will visit the site, "the second China antique Cultural Forum" will be held in the same period.It is reported that the Expo will have 25 delegations delegation, both Beijing, Tianjin and other provinces delegation, but also bronze, antiques, painting and other professional delegation. During the Expo, and master free appraisal activities, 8 appraisal masters, free on-site assessment study of bronze ware, teapot, miscellaneous, porcelain, wood, jade, calligraphy and painting China, welcome to participate in the interaction.

By the financial weekly and VNU European Exhibition Group Co hosted the 2016 annual Shanghai financial Expo, December 4th at the Shanghai Exhibition Center successfully concluded. As the oldest, largest and most popular investment carnival, three days attracted more than 10 visitors, the number of exhibitors 100 exhibition area of twenty thousand square meters.The innovation of bursting with popularityThe Shanghai Finance Expo brings together many elites in the industry, more than and 100 exhibitors covering the financial sector within the bank, insurance, securities, futures, trust, foreign exchange, gold, wealth management and financial and other industries. Exhibitors at the scene to release innovative financial products and industry information, build financial information exchange platform.The exhibition continues the "Internet plus" and "financial innovation" characteristics, innovation products and services into the interesting interactive experience, let the public know about the latest developments in the financial sector in a relaxed and pleasant atmosphere, and acquire financial knowledge.Booth "bubble" Shanghai Pudong Development Bank somatosensory game, attracted many people, the audience in the process of playing the game at the same time in the understanding of the "net financial products" and "Pudong dream card" and other specialty products, in addition, the "goddess financial cheats" small lecture also attract a female citizen "crowd". Taikang Life is the key to the audience introduced their pension products and industries. Cathay Pacific Fund launched a focus on WeChat send gifts activities, on-site financial salon for the audience to buy common sense fund. Everbright Securities in the booth, the wealth manager site FAQ, send classics investment account. In addition, the yuan wealth also shows new achievements in Internet wealth management - polar financial assistant, providing safe, convenient financial online services for high net worth crowd.In addition, Chinese bank, HSBC, China Life Insurance and other major financial institutions are also on site launched a variety of banking, funds, insurance products, contact, face to face with the zero distance, highlights show innovation and intelligent products and services, the latest forecast trends and prospects of the investment market share.

During the 4 days of the twenty-first Guangzhou International Art Exposition (hereinafter referred to as the "twenty-first Guangzhou Art Fair closed on December 5th). The art fair transactions amounted to 600 million yuan, refresh a record turnover of 550 million yuan; a total of 250 thousand visitors. Among them, a collector from Hubei a one-time purchase of 40 million yuan of Thuja products, a Guangzhou Art Fair in the history of the most high record of individual collectors.The art fair organizers, the arborvitae collection hot, Thuja exhibition sales reached 200 million yuan.In addition, Chinese painting and oil painting racing together bridle to bridle the turnover, the total turnover accounted for about 1/3. Among them, contemporary art such as painting, sculpture, contemporary new ink art collectors have become the new darling.