With the development and progress of the economy and society, the policy dividend, reform dividend and demand dividend are released at an accelerated speed. China's medical and health industry is facing a historic opportunity and will step into a golden "long cycle" of rapid growth and become a pillar industry of the national economy. From the Fifth Plenary Session of the 18th CPC Central Committee clearly proposed the new goal of building a healthy China, to the comprehensive deployment of the national health and health conference, to the introduction of the outline of the "healthy China 2030" plan, the CPC Central Committee has sounded the charge of building a healthy China, and pressed the fast forward key to ensure people's health. According to the time node designated by the 19th National Congress of the Communist Party of China, by 2035, China will basically realize socialist modernization.
On November 12, 2019, the CBRC officially issued the newly revised health insurance management measures (hereinafter referred to as the "measures"). The most striking part of the measures is the addition of Chapter VI "health management services and cooperation", which encourages insurance companies to combine health insurance products with health management services, so as to achieve the goal of reducing health risks and disease losses, and requires insurance companies operating medical insurance to strengthen cooperation with medical institutions, health management institutions, rehabilitation service institutions, etc., so as to protect the insured The insurer provides high-quality and convenient medical services. At the same time, in view of the requirement that the total cost of health management services in the notice on health insurance products providing health management services issued by the original CIRC in 2012 should not exceed 12% of the premium, Article 57 of the measures adjusts the proportion to 20% of the net premium, and points out that the services exceeding the limit should be priced separately and indicated in the contract.
In the past year, the rise of commercial health insurance, which is mentioned in both documents, has attracted strong attention from the industry due to increased demand and policy support. It is generally believed that the big health industry can meet the modern people's urgent pursuit of healthy life, can relieve the pressure of the government's medical expenditure, and has a very broad market space. Therefore, in 2020, health insurance is also expected to release more protection, and the premium scale is expected to exceed 700 billion yuan this year.
Based on this background and market demand, 4th Health Insurance Summit APAC 2020 will be held in Shanghai from 11th to 12th November. The summit brings together top experts and scholars in insurance, medical, academic and technical fields at home and abroad, interprets industry policies, market status, business models and development trend outlook, and focuses on the development status and change direction of health insurance and health management in the Asia Pacific region. At the same time, from an international perspective, the paper examines the policy orientation, regulatory reform, regional characteristics, cooperation mode and technological iteration of health insurance and health management with the Chinese market as the main body. Gather experts and scholars at home and abroad to explore the future and development path of health insurance and health management in the Asia Pacific region.